Preheat the oven to 350 degrees.
In a large bowl, combine the refried beans, cream cheese, sour cream, salsa, bacon pieces, taco seasoning and half the Mexican blend cheese. Stir well to combine.
Spread mixture into a medium baking dish, 8x8 inches or smaller. Top with the remaining 1/2 shredded cheese.
Bake for 15 minutes,then turn the broiler to high for an additional 1-2 minutes to get the cheesenice and bubbly.
Remove the pan from the oven, and top with sliced jalapenos, sliced green onion, and chopped cilantro.
Serve warm with tortilla chips, corn chips, or your favorite dipper.